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Information Security

Data Storage
Policy Protocols

Explore the structural safeguards, redundant infrastructure, and retention lifecycles governing how customer assets are managed within the CNSD Finance digital ecosystem.

Protocol Version: 2.1 (Jan 2026)

Infrastructure Core

Our storage framework is built on Tier-4 Indian data centers with AES-256 end-to-end encryption pipelines.

1. Operational Overview

This Data Storage Policy outlines how CNSD Finance collects, stores, protects, and manages customer data. We are committed to maintaining the highest standards of data security and privacy in compliance with applicable Indian financial laws (RBI) and global data protection benchmarks.

2. Structural Data Classifications

Personal Identifiers

  • Legal Name & Address
  • DOB & Gender
  • PAN & Aadhaar Records

Financial Profiles

  • Verified Bank Details
  • Employment History
  • Credit Score Metrics

Application Assets

  • Digitized Documents
  • KYC Validations
  • Internal Scorecards

Technical Logs

  • IP & Geo-coordinates
  • System Diagnostics
  • Session Analytics

3. Multi-Layered Defense Grid

AES-256 Encryption

Military-grade encryption for all data at rest and in transit (SSL/TLS).

Role-Based Access

Strict MFA-authenticated access controls for operational personnel.

Intrusion Detection

24/7 technical monitoring with automated threat response firewalls.

Periodic Audits

Quarterly vulnerability assessments and external penetration testing.

Retention Lifecycles

Active LoansDuration + 7 Years
Rejected Files3 Years
Inactive Profiles5 Years
RBI LogsStatutory Duration

Deletion Procedures

Following the retention window, data is purged using NIST-compliant software wiping or physical media destruction. Users can explicitly request a "Right to be Forgotten" purge by contacting our desk, subject to active legal holds.

Inquiries on Data Storage?

Connect with our Data Protection Officer.

info@cnsdfinance.com+91 9311751811