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Loan repayment planner

Car Loan Repayment Calculator

Review the estimated monthly repayment, interest cost and repayment schedule for your car loan.

Plan with confidence

Calculate your repayment plan

Review the monthly repayment, interest cost and outstanding balance across the full loan term.

Loan details

Configure loan parameters

₹8,00,000
₹1,00,000₹50,00,000
9.5%
7%18%
₹17,000
Min. ₹7,000₹8,00,000

Monthly repayment presets

Estimated Monthly Repayment

₹17,000

Estimated payoff time: 60 months

Explore Car Loan Options

Loan summary

Proportional Breakdown

Principal Investment

₹8,00,000

80%

Interest Surcharge

₹2,04,829

20%

Total Repayment

₹10,04,829

Principal Interest Split
Loan planning guide

About this car loan repayment calculator

Plan a vehicle purchase with this car loan repayment calculator. Enter the amount you expect to finance after your down payment to estimate the monthly instalment, interest cost and balance over the loan term.

How to use the calculator

  1. Set the amount you plan to borrow.
  2. Enter the annual interest rate offered or expected.
  3. Set the monthly repayment to see the estimated payoff time, total interest and schedule.
Common questions

Car Loan repayment calculator FAQs

Does the car loan amount include the down payment?

No. Enter the amount you plan to finance after subtracting your down payment from the vehicle cost.

Can I calculate loan repayment for a used car loan?

Yes. Enter the approved or expected loan amount, rate and tenure for the used-car finance offer.

Repayment schedule

Amortization schedule

Detailed month-on-month principal and interest allocation breakdown.

TimelineMonthly RepaymentPrincipal ClearedInterest AccruedOutstanding Balance
Month 1₹17,000₹10,667₹6,333₹7,89,333
Month 2₹17,000₹10,751₹6,249₹7,78,582
Month 3₹17,000₹10,836₹6,164₹7,67,746
Month 4₹17,000₹10,922₹6,078₹7,56,824
Month 5₹17,000₹11,008₹5,992₹7,45,816
Month 6₹17,000₹11,096₹5,904₹7,34,720
Month 7₹17,000₹11,183₹5,817₹7,23,536
Month 8₹17,000₹11,272₹5,728₹7,12,264
Month 9₹17,000₹11,361₹5,639₹7,00,903
Month 10₹17,000₹11,451₹5,549₹6,89,452
Month 11₹17,000₹11,542₹5,458₹6,77,910
Month 12₹17,000₹11,633₹5,367₹6,66,277
Month 13₹17,000₹11,725₹5,275₹6,54,552
Month 14₹17,000₹11,818₹5,182₹6,42,733
Month 15₹17,000₹11,912₹5,088₹6,30,822
Month 16₹17,000₹12,006₹4,994₹6,18,816
Month 17₹17,000₹12,101₹4,899₹6,06,715
Month 18₹17,000₹12,197₹4,803₹5,94,518
Month 19₹17,000₹12,293₹4,707₹5,82,225
Month 20₹17,000₹12,391₹4,609₹5,69,834
Month 21₹17,000₹12,489₹4,511₹5,57,345
Month 22₹17,000₹12,588₹4,412₹5,44,757
Month 23₹17,000₹12,687₹4,313₹5,32,070
Month 24₹17,000₹12,788₹4,212₹5,19,282
Month 25₹17,000₹12,889₹4,111₹5,06,393
Month 26₹17,000₹12,991₹4,009₹4,93,402
Month 27₹17,000₹13,094₹3,906₹4,80,308
Month 28₹17,000₹13,198₹3,802₹4,67,111
Month 29₹17,000₹13,302₹3,698₹4,53,809
Month 30₹17,000₹13,407₹3,593₹4,40,401
Month 31₹17,000₹13,513₹3,487₹4,26,888
Month 32₹17,000₹13,620₹3,380₹4,13,267
Month 33₹17,000₹13,728₹3,272₹3,99,539
Month 34₹17,000₹13,837₹3,163₹3,85,702
Month 35₹17,000₹13,947₹3,053₹3,71,755
Month 36₹17,000₹14,057₹2,943₹3,57,699
Month 37₹17,000₹14,168₹2,832₹3,43,530
Month 38₹17,000₹14,280₹2,720₹3,29,250
Month 39₹17,000₹14,393₹2,607₹3,14,857
Month 40₹17,000₹14,507₹2,493₹3,00,349
Month 41₹17,000₹14,622₹2,378₹2,85,727
Month 42₹17,000₹14,738₹2,262₹2,70,989
Month 43₹17,000₹14,855₹2,145₹2,56,134
Month 44₹17,000₹14,972₹2,028₹2,41,162
Month 45₹17,000₹15,091₹1,909₹2,26,071
Month 46₹17,000₹15,210₹1,790₹2,10,861
Month 47₹17,000₹15,331₹1,669₹1,95,530
Month 48₹17,000₹15,452₹1,548₹1,80,078
Month 49₹17,000₹15,574₹1,426₹1,64,504
Month 50₹17,000₹15,698₹1,302₹1,48,806
Month 51₹17,000₹15,822₹1,178₹1,32,984
Month 52₹17,000₹15,947₹1,053₹1,17,037
Month 53₹17,000₹16,073₹927₹1,00,963
Month 54₹17,000₹16,201₹799₹84,763
Month 55₹17,000₹16,329₹671₹68,434
Month 56₹17,000₹16,458₹542₹51,976
Month 57₹17,000₹16,589₹411₹35,387
Month 58₹17,000₹16,720₹280₹18,667
Month 59₹17,000₹16,852₹148₹1,815
Month 60₹1,829₹1,815₹14₹0